Friday 31 July 2009

iPhone insurance Why Insure Your iPhone

iPhone insurance is something that crops up fairly low on your radar when you first get your iPhone.

Without a doubt the iPhone is THE coolest phone available bar none - just ask any iPhone owner. They will all rave on rabidly about how amazing it is, how they could not be without it etc.

But who wants to think about iPhone insurance?

Well, the reality is, it would cover you over £500 to replace your iPhone 3G-S or over £350 to replace your iPhone 3G, if you were to replace it yourself.

So any iPhone insurance that costs much less than this amount is a massive saving - and a huge peace of mind - allowing you to relax and enjoy your iPhone much more.

So what are the risks?

Over 1.3 million phones are stolen every year - and this number is increasing at an alarming rate each year. 28% of ALL robberies now include a mobile phone!

And what if your iPhone is damaged? If it were dropped, fell, whatever.

A considerable subsection of the ‘damage’ area is specifically water damage. How many people do you know who have or are likely to drop their phone in their pint... down he loo... in the washing up water?

Over 1.3 million phones are water damaged every year according to research.

So it is highly likely that your iPhone could get damaged one way or another.

So iPhone insurance needs to be a serious consideration. Obviously you need theft cover and accidental damage cover. You should also make sure your iPhone insurance has extended warranty included. This means if your iPhone ‘just goes wrong’ then you can get the repair cost covered.

Normally this is covered by the manufacturer’s warranty - but only within the first 12 months - and after then you will not be able to get iPhone insurance to cover you - so you need to get the iPhone insuranc eearly on, as soon as possible after you have bought your iPhone.

You might also want to look at international cover. Will you be covered when you are abroad - whether on holiday or working?

All things considered it is definitely a wise move to do a Google search for iPhone insurance.
iPhone insurance is what will protect you against the expensive £500+ iPhone replacement costs hence you will need to insure your iphone

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